MarketAnalysisMarketAnalysis
NASDAQ:OPRT

Oportun Financial Corporation - NASDAQ:OPRT - Comprehensive analysis

Free evaluation through quantitative algorithms Oportun Financial Corporation - NASDAQ:OPRT

Quant Rating

1

Strong Sell

2

Sell

3

Hold

4

Buy

5

Strong Buy


The overall quant rating is not an average of the factor grades listed.Instead, it gives greater weight to the metrics with the strongest predictive value.

Growth-Scoring Model Detail

Name

Fatcor
Percentage

Total Revenue Growth Over Prior Year

-12.98

Market

3

Sector

9

Gross Profit Growth Over Prior Year

-12.66

Market

7

Sector

5

EBITDA Growth Over Prior Year

0

Market

0

Sector

0

EBITA Growth Over Prior Year

0

Market

33

Sector

42

EBIT Growth Over Prior Year

0

Market

0

Sector

0

Earnings from Cont. Ops. Growth Over Prior Year

0

Market

0

Sector

0

Net Income Growth Over Prior Year

0

Market

0

Sector

0

Normalized Net Income Growth Over Prior Year

0

Market

0

Sector

0

Diluted EPS before Extra Growth Over Prior Year

0

Market

0

Sector

0

A/R Growth Over Prior Year

-6.21

Market

17

Sector

9

Inventory Growth Over Prior Year

0

Market

66

Sector

50

PPE Net Growth Over Prior Year

0

Market

41

Sector

51

Total Assets Growth Over Prior Year

-5.42

Market

13

Sector

12

Tangible Book Value Growth Over Prior Year

-7.75

Market

14

Sector

8

Common Equity Growth Over Prior Year

-12.51

Market

10

Sector

6

Cash from Ops. Growth Over Prior Year

0.19

Market

47

Sector

78

CAPEX Growth Over Prior Year

0

Market

49

Sector

49

Dividend per Share Growth Over Prior Year

0

Market

36

Sector

33

Levered Free Cash Flow Growth Over Prior Year

0

Market

50

Sector

46

Unlevered Free Cash Flow Growth Over Prior Year

0

Market

48

Sector

46

Profitability-Scoring Model Detail

Name

Fatcor
Percentage

Gross Margin %

96

Market

99

Sector

92

SG&A Margin %

48.5

Market

94

Sector

53

EBITDA Margin %

0

Market

0

Sector

0

EBITA Margin %

0

Market

8

Sector

37

EBIT Margin %

0

Market

0

Sector

0

Earnings from Cont. Ops Margin %

-10.3

Market

3

Sector

7

Net Income Margin %

-10.3

Market

3

Sector

7

Net Income Avail. for Common Margin %

-10.3

Market

3

Sector

7

Normalized Net Income Margin %

-9.18

Market

1

Sector

6

Levered Free Cash Flow Margin %

0

Market

21

Sector

42

Unlevered Free Cash Flow Margin %

0

Market

19

Sector

41

Return on Assets %

-2.37

Market

1

Sector

5

Return on Capital %

0

Market

8

Sector

38

Return on Equity %

-20.75

Market

2

Sector

4

Return on Common Equity %

-20.75

Market

2

Sector

4

Total Asset Turnover

0.23

Market

22

Sector

77

Sub-Scoring Model

Valuation
Momentum
Growth
Profitability
80
60
40
20
Valuation: 91
Momentum: 57
Growth: 31
Profitability: 20

Valuation-Scoring Model Detail

Name

Fatcor
Percentage

TEV/LTM Total Revenue

0

Market

0

Sector

0

TEV/LTM EBITDA

0

Market

0

Sector

0

P/LTM Normalized EPS

0

Market

0

Sector

0

P/BV

0.6

Market

1

Sector

10

TEV/LTM Unlevered FCF

0

Market

0

Sector

0

Momentum-Scoring Model Detail

Name

Fatcor
Percentage

1M Price Performance

-13.57

Market

9

Sector

8

3M Price Performance

-12.67

Market

10

Sector

9

6M Price Performance

9.12

Market

69

Sector

79

9M Price Performance

122

Market

100

Sector

99

1Y Price Performance

112

Market

99

Sector

96

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