U.S. Bancorp - NYSE:USB - Comprehensive analysis
We believe our recommendation on U.S. Bancorp has largely materialized. Since we included it in the Best Ideas list in April 2023 during the turmoil in the U.S. regional banking sector, the stock has achieved a total return exceeding 45%. We assess that the U.S. banking sector is currently fairly valued to slightly overvalued, particularly following the regional bank rally after Donald Trump's election. While we continue to appreciate U.S. Bancorp's exceptional deposit franchise and distinctive fee-based businesses, such as payment processing and corporate trust, we believe the market has fully accounted for these strengths.
Free evaluation through quantitative algorithms U.S. Bancorp - NYSE:USB
Growth-Scoring Model Detail
Total Revenue Growth Over Prior Year | -2.49 | Market 14 Sector 23 |
Gross Profit Growth Over Prior Year | 0 | Market 24 Sector 36 |
EBITDA Growth Over Prior Year | 0 | Market 0 Sector 0 |
EBITA Growth Over Prior Year | 0 | Market 33 Sector 42 |
EBIT Growth Over Prior Year | 0 | Market 0 Sector 0 |
Earnings from Cont. Ops. Growth Over Prior Year | 15.96 | Market 65 Sector 65 |
Net Income Growth Over Prior Year | 16.02 | Market 64 Sector 65 |
Normalized Net Income Growth Over Prior Year | 2.41 | Market 40 Sector 49 |
Diluted EPS before Extra Growth Over Prior Year | 15.84 | Market 64 Sector 67 |
A/R Growth Over Prior Year | 0 | Market 44 Sector 44 |
Inventory Growth Over Prior Year | 0 | Market 66 Sector 50 |
PPE Net Growth Over Prior Year | 0 | Market 41 Sector 51 |
Total Assets Growth Over Prior Year | 2.23 | Market 47 Sector 45 |
Tangible Book Value Growth Over Prior Year | 11.27 | Market 59 Sector 66 |
Common Equity Growth Over Prior Year | 6.75 | Market 58 Sector 53 |
Cash from Ops. Growth Over Prior Year | 0 | Market 47 Sector 45 |
CAPEX Growth Over Prior Year | 0 | Market 49 Sector 49 |
Dividend per Share Growth Over Prior Year | 2.59 | Market 44 Sector 65 |
Levered Free Cash Flow Growth Over Prior Year | 0 | Market 50 Sector 46 |
Unlevered Free Cash Flow Growth Over Prior Year | 0 | Market 48 Sector 46 |
Profitability-Scoring Model Detail
Gross Margin % | 0 | Market 5 Sector 28 |
SG&A Margin % | 60 | Market 98 Sector 76 |
EBITDA Margin % | 0 | Market 0 Sector 0 |
EBITA Margin % | 0 | Market 8 Sector 37 |
EBIT Margin % | 0 | Market 0 Sector 0 |
Earnings from Cont. Ops Margin % | 25.2 | Market 85 Sector 63 |
Net Income Margin % | 25.1 | Market 85 Sector 63 |
Net Income Avail. for Common Margin % | 23.5 | Market 83 Sector 61 |
Normalized Net Income Margin % | 19.96 | Market 88 Sector 64 |
Levered Free Cash Flow Margin % | 0 | Market 21 Sector 42 |
Unlevered Free Cash Flow Margin % | 0 | Market 19 Sector 41 |
Return on Assets % | 0.94 | Market 7 Sector 46 |
Return on Capital % | 0 | Market 8 Sector 38 |
Return on Equity % | 11.03 | Market 39 Sector 63 |
Return on Common Equity % | 11.79 | Market 41 Sector 67 |
Total Asset Turnover | 0 | Market 5 Sector 28 |
