U.S. Bancorp - NYSE:USB - Comprehensive analysis
We believe our recommendation on U.S. Bancorp has largely materialized. Since we included it in the Best Ideas list in April 2023 during the turmoil in the U.S. regional banking sector, the stock has achieved a total return exceeding 45%. We assess that the U.S. banking sector is currently fairly valued to slightly overvalued, particularly following the regional bank rally after Donald Trump's election. While we continue to appreciate U.S. Bancorp's exceptional deposit franchise and distinctive fee-based businesses, such as payment processing and corporate trust, we believe the market has fully accounted for these strengths.
Free evaluation through quantitative algorithms U.S. Bancorp - NYSE:USB
Growth-Scoring Model Detail
Total Revenue Growth Over Prior Year | -2.49 | Market 20 Sector 32 |
Gross Profit Growth Over Prior Year | 0 | Market 0 Sector 0 |
EBITDA Growth Over Prior Year | 0 | Market 0 Sector 0 |
EBITA Growth Over Prior Year | 0 | Market 0 Sector 0 |
EBIT Growth Over Prior Year | 0 | Market 0 Sector 0 |
Earnings from Cont. Ops. Growth Over Prior Year | 15.96 | Market 68 Sector 73 |
Net Income Growth Over Prior Year | 16.02 | Market 66 Sector 72 |
Normalized Net Income Growth Over Prior Year | 2.41 | Market 47 Sector 53 |
Diluted EPS before Extra Growth Over Prior Year | 15.84 | Market 68 Sector 75 |
A/R Growth Over Prior Year | 0 | Market 0 Sector 0 |
Inventory Growth Over Prior Year | 0 | Market 0 Sector 0 |
PPE Net Growth Over Prior Year | 0 | Market 0 Sector 0 |
Total Assets Growth Over Prior Year | 2.23 | Market 39 Sector 44 |
Tangible Book Value Growth Over Prior Year | 11.27 | Market 61 Sector 70 |
Common Equity Growth Over Prior Year | 6.75 | Market 52 Sector 49 |
Cash from Ops. Growth Over Prior Year | 0 | Market 0 Sector 0 |
CAPEX Growth Over Prior Year | 0 | Market 0 Sector 0 |
Dividend per Share Growth Over Prior Year | 2.59 | Market 36 Sector 35 |
Levered Free Cash Flow Growth Over Prior Year | 0 | Market 0 Sector 0 |
Unlevered Free Cash Flow Growth Over Prior Year | 0 | Market 0 Sector 0 |
Profitability-Scoring Model Detail
Gross Margin % | 0 | Market 0 Sector 0 |
SG&A Margin % | 60 | Market 93 Sector 78 |
EBITDA Margin % | 0 | Market 0 Sector 0 |
EBITA Margin % | 0 | Market 0 Sector 0 |
EBIT Margin % | 0 | Market 0 Sector 0 |
Earnings from Cont. Ops Margin % | 25.2 | Market 81 Sector 37 |
Net Income Margin % | 25.1 | Market 80 Sector 37 |
Net Income Avail. for Common Margin % | 23.5 | Market 79 Sector 36 |
Normalized Net Income Margin % | 19.96 | Market 85 Sector 40 |
Levered Free Cash Flow Margin % | 0 | Market 0 Sector 0 |
Unlevered Free Cash Flow Margin % | 0 | Market 0 Sector 0 |
Return on Assets % | 0.94 | Market 11 Sector 36 |
Return on Capital % | 0 | Market 0 Sector 0 |
Return on Equity % | 11.03 | Market 30 Sector 57 |
Return on Common Equity % | 11.79 | Market 30 Sector 66 |
Total Asset Turnover | 0 | Market 0 Sector 0 |
